P
          
        
        
          
            L
          
        
        
          
            A
          
        
        
          
            N
          
        
        
          
            N
          
        
        
          
            I
          
        
        
          
            N
          
        
        
          
            G
          
        
        
          
            B
          
        
        
          
            U
          
        
        
          
            D
          
        
        
          
            G
          
        
        
          
            E
          
        
        
          
            T
          
        
        
          
            T
          
        
        
          
            A
          
        
        
          
            R
          
        
        
          
            G
          
        
        
          
            E
          
        
        
          
            T
          
        
        
          
            D
          
        
        
          
            A
          
        
        
          
            T
          
        
        
          
            A
          
        
        
          
            C
          
        
        
          
            R
          
        
        
          
            E
          
        
        
          
            A
          
        
        
          
            T
          
        
        
          
            I
          
        
        
          
            V
          
        
        
          
            E
          
        
        
          
            P
          
        
        
          
            R
          
        
        
          
            O
          
        
        
          
            D
          
        
        
          
            U
          
        
        
          
            C
          
        
        
          
            T
          
        
        
          
            I
          
        
        
          
            O
          
        
        
          
            N
          
        
        
          
            P
          
        
        
          
            O
          
        
        
          
            S
          
        
        
          
            T
          
        
        
          SMART WAYS TO MANAGE
        
        
          MULTI-CHANNEL COMMUNICATIONS
        
        
          REMITTANCE
        
        
          SMS
        
        
          WOW
        
        
          INVOICE
        
        
          
            THEWORKPLACE & TECHNOLOGY MAGAZINE FOR SMES
          
        
        
          
            Cloud Storage • Flexible Working • Dictation • Employment Law
          
        
        
        
          
            ISSUE119